Here Is What You Can Expect From A Typical Boat Insurance Policy

The state of Kansas has beautiful scenery that includes lakes and rivers. Bodies of water in Parsons, KS are only wholly enjoyable when you have a boat with which you can sail the waterways. You should not explore the great lakes of Kansas without boat insurance offered by indemnity companies such as Clemens Insurance Agency.

Here are three things you may be able to expect from a typical watercraft assurance policy. 

Liability Coverage
Personal liability insurance for your boat works in the same manner that car insurance operates. The average policy pays for your boat as well as another watercraft if you are in an accident in which you are the person at fault. Liability coverage can either repair or replace a damaged boat. This level of insurance may also pay for medical bills as well as lost wages and other costs associated with the accident. 

Medical Costs
Hospital bills can be expensive, which is why it is best to obtain assurance that covers medical payments in Parsons, KS. The best policy pays up to $10,000 for bills associated with health care. These expenses can include everything from prescription medications to tests for treatment. 

Physical Damage
Physical damage is the extra coverage that many auto owners would find in an indemnity plan with both comprehensive and collision policies. The incentive pays to repair your watercraft along with its motor if it is damaged. This plan also covers equipment that is attached to your boat if the vessel is lost or stolen. 

Clemens Insurance Agency is your ideal insurance company for boat insurance in Parsons, KS. Our friendly staff will help you select the plan that best suits your needs. Whether it is basic liability coverage or a complete indemnity plan, we can help you navigate the terrains of boat assurance. Contact us today for a quote.