What happens if there is a major event such as a fire and I don’t have an inventory?

When you protect your home in Parsons, KS by purchasing an insurance policy, you know you are doing the right thing by protecting your largest investment. If you got your policy through Clemens Insurance Agency, the agents should have explained the importance of making an inventory of all your valuables so that in the case of a catastrophic event, such as fire or burglary, you would have a list of your valuables ready for the claim. Most people don’t think about this as something that is important until the time is too late.

To file a claim, you will need to provide your insurance company with an inventory of all the property you have lost. If you do not have one already, you will need to create one. 

If the major loss occurred because of a fire, you might need to revisit the house even if it was a total loss. You can take photographs of all the damage, and draw a diagram of the home so you can note for yourself where the items were. By going one room at a time, you will find it easier to recreate how your items were arranged throughout the house. 

If you have receipts, it is helpful to provide them so that you can prove the value. You can also go to a store, like the one where you purchased your belongings, and list the prices. Places like Target are helpful because they will let you scan items in for a registry. 

If you suffered a loss in Parsons, KS and didn’t make an inventory, you can still do it. If you want to talk about coverage or need help protecting an inventory, please call Clemens Insurance Agency today.